In the Eurozone there are several interest rates which are set by the ECB.The rate that most people in Ireland on tracker mortgages are interested in is called the main refinancing rate . The refinancing rate is the rate at which the ECB lends money to commercial financial institutions like banks. It is this rate […]
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ATM Cash Withdrawal Charges Overseas If you are travelling from Ireland to the UK, USA , Australia – or any other country that doesn’t use the Euro – you can use your Irish bank’s debit card to withdraw the local currency at an ATM . (Cash Machine). The exchange rates given by your card provider […]
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From April 1st 2018 – anyone in the EU who has paid for subscriptions to online media services such as Sky, Spotify, Netflix, Amazon Prime etc – will be able to access their content while they travel in the EU. Up to now – many of the online media companies restricted viewing or listening to […]
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A ban on Credit and Debit Card surcharges : Extra charges for paying with a debit or credit were banned across the EU from 13th January 2018. The change is part of the Payment Services Directive, otherwise known as PSD2 Companies can still charge booking fees or admin fees as long as they apply equally […]
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EU Roaming Charges and Irish Mobile Providers The European Commission promised in 2016 that “15th June 2017 will be the end of roaming charges in the EU”. But is that really the case ? Using an Irish network’s mobile phone outside Ireland (roaming) has always resulted in some extra charges for calls, texts and especially […]
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