Debit and Credit Card Charges on Non-Euro Purchases

When you use your Irish debit card or credit card for purchases in non Euro currencies – (including online) … you will nearly always be charged currency conversion fees by your bank on top of any “normal” transaction charges.Most banks will also make extra charges for non-Euro cash withdrawals at ATMs. How much do Irish […]
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Debit Card Spending Limits in Ireland

Most of the banks and card providers in Ireland set daily limits on how much can be spent on debit cards. There are also daily ATM cash withdrawal limits on most debit cards. Debit Card Spending Limits EBS: €2,000 ; PTSB: €2,500 ; KBC: €2,500 ; N26: €5000 ; Revolut max of £5,000 or equivalent […]
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Online Shoppers Could be Charged €80 Million in Fees in 2020 By Irish Banks

Online shopping continues to grow at a fast rate in Ireland . Irish consumers have done even more of their shopping online during the coronavirus pandemic. It is useful to know what is the cheapest way to pay online when purchasing in non-euro currencies. According to the Central Bank of Ireland, e-commerce accounted for 41.8% […]
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Prepaid Debit and Credit Cards in Ireland

Prepaid  Debit and Credit cards can be used for spending at online shops and high street stores – in the same way as normal Debit and Credit Cards. A prepaid card is a payment card that can be loaded with money by you or someone else. You can then use the card to pay bills […]
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Protection when buying with Debit or Credit Cards

Many people in Ireland think that purchases made with a credit card are somehow better protected against faults or non-delivery. But – the level of consumer protection in Ireland is the same for both credit and debit cards. In the UK – their Consumer Credit Act (Section 75) specifies that a credit card provider is […]
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