Best Savings Accounts in Ireland

We regularly monitor and compare the  Interest Rates on Savings Accounts in Ireland. We check the highest interest rates on instant access deposits as well as regular savings accounts and fixed-rate deposits.

The interest rates on deposit accounts in 2020 are still very low. As a general rule, you’ll usually get slightly better interest rates if you tie your money up for longer.

Note: DIRT (Deposit Interest Retention Tax) decreased from 35% to 33%  from January 1st 2020 – so that will mean slightly more interest for savers. More details of DIRT here

Click on the links below to see the current best savings rates on offer in Ireland in  June 2020

You could also earn a bit more interest with a regular savings account or a fixed-term deposit. But remember, with a fixed term account you may not be able to access your money immediately (or even not until the end of the term) – and there could be a hefty withdrawal fee.


If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at these articles 

  Where to Buy Shares in Ireland  

 Buying Exchange Traded Funds in Ireland

Raisin Ireland Fixed Savings Account

Whilst we strive to maintain the rates and update them when changes occur – customers should double-check with the financial institutions for confirmation of current rates.