Ulster Bank In February 2021 , NatWest, owners of Ulster Bank , confirmed that they would be withdrawing from Ireland.They said they will begin a “phased withdrawal from the Republic of Ireland over the coming years” Since October 30th 2021, personal banking customers can no longer access new products from Ulster Bank . This includes […]
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There are regulations in place since 2015 , set up by the Irish Central Bank , that place certain restrictions on mortgage lending in Ireland. These mortgage measures first came into force in February 2015 and were amended slightly in January 2017 and again in Jan 2018 . The lending rules were relaxed slightly from […]
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Most of the mortgage lenders in Ireland are still offering incentives such as cashback mortgages to try and attract new customers.In many cases – the cashback mortgages will not come with the lowest interest rates – however, there is nothing to stop you from switching your mortgage to a lender with a better rate after […]
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In the Eurozone there are several interest rates which are set by the ECB.The rate that most people in Ireland on tracker mortgages are interested in is called the main refinancing rate . This rate was reduced to an all-time low of 0.0% in March 2016 The ECB increased this refinancing rate to 0.5% from […]
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Lowest Rates on Buy to Let Mortgages in Ireland PTSB 4.65% fixed for 3 years on LTV under 70% BOI has a 2 year fixed rate of 5.24% Max LTV 75% ICS have a variable rate of 5.7% on an LTV of 70% or less Figures correct at Dec 2nd 2022 A typical Buy to […]
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