Switching your Mortgage in Ireland Many lenders in Ireland are still offering incentives to attract mortgage switchers – such as cashback – but how much can you save by switching your mortgage ? Is it worth it? YES IT IS. Switching mortgage is the biggest single thing that people can do to reduce their outgoings. […]
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Mortgages
Best Rates on Buy to Let Mortgages
Lowest Rates on Buy-to-Let Mortgages in Ireland BOI has a variable rate of 4.8% Max LTV 75% and 4.6% on LTV under 50% PTSB 5.65% fixed for 3 years on LTV under 70% AIB have a variable rate of 5.2% on an LTV of 70% or less Figures checked October 2023 Generally, buy-to-let mortgages require […]
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Lowest Mortgage Rates in Ireland
We always try to keep potential homebuyers or mortgage switchers up to date on the lowest mortgage rates available in Ireland.Carrying out a comparison of Irish mortgage interest rates is a bit easier in 2023 than it was a few years ago – because there are fewer lenders operating in Ireland and a lot fewer […]
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ECB Interest Rate History
In the Eurozone there are several interest rates which are set by the ECB.The rate that most people in Ireland on tracker mortgages are interested in is called the main refinancing rate . The refinancing rate is the rate at which the ECB lends money to commercial financial institutions like banks. It is this rate […]
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ECB Rate Increased to 4%
As expected, the ECB increased their deposit interest rate this week to 4% . The increase, up from 3.75% will take effect from September 20th 2023 The increase in the ECB’s interest rates to their highest level in more than 22 years will heap more pressure on tens of thousands of borrowers. The chances of […]
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