We always try to keep potential homebuyers or mortgage switchers up to date on the lowest mortgage rates available in Ireland.Carrying out a comparison of Irish mortgage interest rates is a bit easier in 2025 than it was a few years ago – because fewer lenders are operating in Ireland and a lot fewer mortgage […]
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On December 12th the ECB announced it was lowering the three key ECB interest rates by 25 basis points. Accordingly, the interest rates on the deposit facility, the main refinancing operations and the marginal lending facility will be decreased to 3%, 3.15% and 3.4% respectively, with effect from 18th Dec 2024. The ECB deposit rate […]
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In the Eurozone there are several interest rates which are set by the ECB.The rate that most people in Ireland on tracker mortgages are interested in is called the “main refinancing rate “. The refinancing rate is the rate at which the ECB lends money to commercial financial institutions like banks. It is this rate […]
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Mortgage lenders in Ireland and probably in other countries too – have tightened up the rules on who they lend to.Here are some ways you can increase your chances of getting mortgage approval. 1. Pay off LoansIf you can – try and pay off any loans before you apply for a mortgage – even if […]
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Most of the mortgage lenders in Ireland are still offering incentives such as cashback mortgages to try and attract new customers.In many cases – cashback mortgages will not come with the lowest interest rates – however, there is nothing to stop you from switching your mortgage to a lender with a better rate after you […]
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