Debit and Credit Card Charges on Non-Euro Purchases

When you use your Irish debit card or credit card for purchases in non Euro currencies – (including online) … you will nearly always be charged currency conversion fees by your bank on top of any “normal” transaction charges.Most banks will also make extra charges for non-Euro cash withdrawals at ATMs. How much do Irish […]
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Protection when buying with Debit or Credit Cards

Many people in Ireland think that purchases made with a credit card are somehow better protected against faults or non-delivery. But – the level of consumer protection in Ireland is the same for both credit and debit cards. In the UK – their Consumer Credit Act (Section 75) specifies that a credit card provider is […]
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Travel Insurance Comparison

One thing people often neglect to buy when travelling abroad is Travel Insurance. Or – if they do buy travel insurance they just buy it as part of the booking process and usually end up overpaying for it .  Travel insurance covers things such as medical expenses, cancellations, baggage loss etc. We did a quick […]
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Credit and Debit Card Surcharges Banned

A  ban on Credit and Debit Card surcharges  : Extra charges for paying with a debit or credit were banned across the EU from  13th January 2018. The change is part of the Payment Services Directive, otherwise known as PSD2 Companies can  still charge booking fees or admin fees as long as they  apply equally […]
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