Degiro Ireland – A Summary of Fees and Features.

This is a review of DEGIRO for Irish customers – a summary of the online stockbroker’s features and fees in 2024.
In this article, we cover the following:

  • What is DEGIRO?
  • Is DEGIRO regulated in Ireland?
  • DEGIRO fees in Ireland
  • How to open an account with DEGIRO Ireland
  • How to deposit funds on DEGIRO.
  • What stocks can I buy with DEGIRO ?
  • Can you buy fractional shares at DEGIRO ?
  • Commission Free ETFs on DEGIRO
  • Can you Buy Cryptocurrency on DEGIRO Ireland ?
  • How Can You Contact DEGIRO Ireland ?

What is DEGIRO?

Online stock broker DEGIRO launched its online stock brokerage services in the Netherlands in 2013.
DEGIRO now has over two million clients spread over 15 European countries – including Ireland.
Readers of the Investors Chronicle / Financial Times voted DEGIRO as the top-rated low-cost stockbroker in 2022.

In 2021, DeGiro B.V. merged with flatexDEGIRO Bank AG , creating the biggest online execution-only broker in Europe with its own banking license.

As well as European and US stock exchanges, DEGIRO also offers access to markets in Australia, Japan, Hong Kong and several others worldwide. (over 50 in total).

You can use the DEGIRO desktop site or their mobile app for share dealing. The account currency for Irish customers is in Euros only.

How Is DEGIRO Regulated in Ireland ?

Flatex DEGIRO Bank Dutch Branch, trading under the name DEGIRO, is the Dutch branch of flatexDEGIRO Bank AG.
As a German regulated bank, flatexDEGIRO Bank AG is primarily supervised by the German financial regulator, the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).
It uses EU passporting rules to allow it to operate in Ireland and across the EU.

Any money deposited on a DEGIRO Cash Account with flatexDEGIRO Bank AG will be guaranteed up to an amount of EUR 100,000 under the German Deposit Guarantee Scheme. (Shares do not come under this guarantee)

DEGIRO clients’ assets are segregated in separate entities and are therefore protected against the insolvency of DEGIRO. In the unlikely event that the segregated assets cannot be returned to clients, DEGIRO is a member of the German Investor Compensation Scheme, which compensates any losses from non-returned assets up to 90% (with a maximum of €20,000).

How Much are the Fees on DEGIRO in Ireland ?

Here is a summary of the share trading fees on Degiro Ireland. (2024)

  • Irish shares : €2 per trade + €1 handling fee.
  • UK Shares €3.90 per trade plus €1 handling fee plus 0.25% currency conversion.
  • European shares: €3.90 per trade plus €1 handling fee.
  • US shares : €1 per trade plus €1 handling fee plus 0.25% currency conversion.
  • ETFs – some are fee-free otherwise €2 per trade (All have a €1 handling fee.)
  • Annual fees – DEGIRO has an annual fee for connecting you to each exchange. This fee is currently 0.25% of your account value and capped at €2.50 per exchange per year. There is no fee for using the Irish exchange for Irish residents.

DEGIRO does not charge any inactivity fees, and money transfers and withdrawals are free of charge.

If you activate your DEGIRO investment account before the 1st of July 2024, DEGIRO will reimburse your transaction fees up to €100 . (Full terms & conditions available on the Degiro website.)

Prices Checked April 2024

See DEGIRO fees compared to other online stockbrokers in Ireland

How to Open an Account With Degiro in Ireland

To open a DEGIRO Ireland account you must be over 18 years of age.
You will need a valid form of identification, have tax residence and physical residence in Ireland, and have a bank account held in your name in the SEPA zone.

You will need a smartphone to register- you will be asked to scan your ID with your phone camera and take a selfie to confirm your identity.
You will need to provide your PPS number and contact details.
Before you can trade you will need to transfer funds from a bank account in your name.

Please note that Investing involves risk of loss.

How to Deposit Funds With DEGIRO

Customer deposits can only be made in Euros on DEGIRO by bank transfer and there is no minimum deposit amount.
DEGIRO is partnered with Flatex Bank and the bank is covered by the German Deposit Guarantee Scheme. This means that DEGIRO client’s uninvested cash is covered, up to €100,000.

DEGIRO does not charge any inactivity fees, and money transfers and withdrawals are free of charge.
Your capital is at risk. Other fees may apply.

What stocks can I buy with DEGIRO ?

All the major stock exchanges are accessible with DEGIRO Ireland (over 50 exchanges in 30 countries). . Including:-

  • NYSE
  • Euronext Dublin (Ireland)
  • London Stock Exchange ( UK)
  • Euronext Amsterdam (Netherlands)
  • Xetra Frankfurt (Germany)
  • Other European exchanges in France, Belgium, Italy, Sweden, Hungary, Finland, Switzerland, Greece, Poland, Spain, Norway,
  • Toronto Stock Exchange (Canada)
  • Also Stock exchanges in Australia . Hong Kong, Tokyo and Singapore

So if you want to buy shares in companies such as TESLA, NIO , Nvidia, Apple, Microsoft, Amazon, AMD. Bank of Ireland , AIB, Ryanair or Pfizer – you can buy them all on DEGIRO.

Tip for avoiding stamp duty on UK company shares.

Many UK (FTSE) listed companies also have their shares listed on EU stock exchanges. You can avoid UK stamp duty of 0.5% and a EU/GBP currency conversion fee of 0.25% by buying these UK company shares on European stock markets on Degiro. This would add up to a 1.5% saving on a purchase and subsequent sale . On a total buy/sell – for example – of €10,000 Euro – this would save you €150 in fees and stamp duty.

Please note that Investing involves risk of loss.

Can you buy fractional shares at DEGIRO ?

Some online brokers allow you to buy “fractional” shares – but DEGIRO does not currently allow this.
Owning a fractional share means that you could, for example, invest €100 in a company whose shares cost €1000 each. (i.e – You will own one-tenth of a share.).

Read more here about Where to Buy Fractional Shares Ireland

Commission Free ETFs on DEGIRO

DEGIRO has around 200 ETFs available that are “commission-free”. However there is a €1 handling fee . Terms and Conditions apply See Here .

Every calendar month, the first trade executed in an ETF on the Degiro “Free ETF Core Selection” is free of commission.
Any trades made in that same ETF during the same calendar month will also be commission-free as long as:

  • The trade is in the same direction (i.e. buy/sell) as the first trade made that month in that ETF
  • AND
  • The order value is at least €1000 EUR

Be aware that on DEGIRO – some ETFs may be listed on multiple exchanges and that it is only the exchange -listed that is commission-free.

Can you Buy Cryptocurrency on DEGIRO Ireland ?

DEGIRO does not allow trading in Bitcoin or any other cryptocurrencies. You could try Etoro for that.

However – on DEGIRO it is possible to buy shares in some Bitcoin trackers (ETPs).
A Bitcoin tracker can give investors exposure to Bitcoin without the technical challenges of purchasing Bitcoin directly from cryptocurrency markets such as setting up a digital wallet, managing cryptographic keys, or trading on unregulated crypto exchanges.

Exchange-Traded Products (ETPs) are investments that are traded on a stock exchange and that invest in underlying securities or assets. They often passively follow an index or other benchmark, but they may be actively managed.

Some examples of Bitcoin Trackers available on Degiro include :

  • 21 Shares Bitcoin ETP – This Exchange Traded Product (ETP) is designed to provide exposure to the performance of Bitcoin (BTC) (the underlying asset(s)
  • WisdomTree Bitcoin (ETN) . This exchange-traded note is physically secured by Bitcoin. The reference price is the Bitcoin settlement price on the Chicago Mercantile Exchange (CME).

Note – These types of crypto investments are high-risk investments. You could lose your money.

Open an Account at DEGIRO

Please note that Investing involves risk of loss.

How Can You Contact DEGIRO Ireland ?

You can email questions or comments 24 hours a day, 7 days a week to

If you think the security of your DEGIRO account may be compromised, you should email

DEGIRO also give a contact phone number – +31 20 261 3072 – this is a Netherlands number.
Calls to a Netherlands landline from Ireland can cost as little as 4c per minute up to around 23c per minute.

Please note that Investing involves risk of loss.