Many people in Ireland think that purchases made with a credit card are somehow better protected against faults or non-delivery.But – in Ireland ,there is no difference in the protection provided in the form of chargeback on Debit or Credit Cards . In the UK – the Consumer Credit Act (Section 75) specifies that credit […]
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In May 2018 there were widespread IT issues with Visa card payments in Ireland and other parts of Europe.In recent years we have also seen major IT problems with Ulster Bank here in Ireland. These outages resulted in thousands of people being unable to make payments or get cash from their accounts for several days. […]
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It isn’t as common as it used to be – but there are still some retailers in Ireland who apply a minimum spend if you want to pay by card. We have heard of a €5 or even a €10 minimum spend requirement in some shops. It is usually the smaller retailers that apply this […]
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There are several credit card companies in Ireland that do introductory offers of zero interest or low interest to people switching switch credit card provider. All these credit card offers are for new customers and they usually allow you to transfer your existing credit card balance and pay little or no interest on it for […]
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All the Irish banks have replaced the old Laser cards with Visa Debit cards. Halifax were first to change over to Visa Debit (they have since pulled out of Ireland ). Then in 2009 Ulster Bank began issuing Visa Debit cards and PTSB soon followed in 2010 . Bank of Ireland joined the switch to […]
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