Calculation of Mortgage Repayments We have carried out some mortgage payment calculations and worked out how much the monthly payments would be on different mortgage amounts taken out over 30 years using interest rates of 3.5% , 4% and 4.5% You can see the banks with the current lowest mortgage rates in Ireland here. Mortgage […]
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Mortgage lenders in Ireland and probably in other countries too – have tightened up the rules on who they lend to.Here are some ways you can increase your chances of getting mortgage approval. 1. Pay off LoansIf you can – try and pay off any loans before you apply for a mortgage – even if […]
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Most of the mortgage lenders in Ireland are still offering incentives such as cashback mortgages to try and attract new customers.In many cases – cashback mortgages will not come with the lowest interest rates – however, there is nothing to stop you from switching your mortgage to a lender with a better rate after you […]
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There are regulations in place since 2015 , set up by the Irish Central Bank , that set certain restrictions on mortgage lending in Ireland. These mortgage measures first came into force in February 2015 and were amended slightly in January 2017 and again in Jan 2018 . The lending rules were relaxed slightly from […]
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Lowest Rates on Buy-to-Let Mortgages in Ireland BOI has a variable rate of 4.85% Max LTV 75% PTSB 5.55% variable on LTV under 75% AIB have a variable rate of 5.2% on an LTV of 70% or less Figures checked August 2024 Generally, buy-to-let mortgages require a higher deposit than standard mortgages. Mortgage Lenders in […]
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