Most of the mortgage lenders in Ireland are still offering incentives such as cashback mortgages to try and attract new customers.In many cases – the cashback mortgages will not come with the lowest interest rates – however, there is nothing to stop you from switching your mortgage to a lender with a better rate after […]
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Mortgages
Historic Mortgage Rates in Ireland
Mortgage interest rates for some homeowners in Ireland have never been as low as they are now – especially those who managed to get a tracker mortgage. With the ECB rate at zero – some people are on still on tracker mortgages with rates as low as 0.5% . The banks are no longer offering […]
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Help to Buy Scheme
The Help to Buy Scheme or “HTB” Scheme allows first-time buyers in Ireland to claim a tax rebate up to 10% of the value of a new home they are buying. Updated – As part of the government’s July 2020 Stimulus package – the HTB limit of 5% or €20,000 was increased to 10% or […]
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Lowest Mortgage Rates in Ireland
Comparison of Mortgage Interest Rates in Ireland We regularly carry out a comparison of the mortgage interest rates on offer to new customers from the major Irish lenders. Listed below are links to tables showing the current lowest mortgage rates in Ireland. We compare variable interest rate mortgages as well as a selection of fixed-rate […]
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Mortgage Payment Calculations
Calculation of Mortgage Repayments We have carried out some mortgage payment calculations and worked out how much the monthly payments would be on different mortgage amounts taken out over 30 years using interest rates of 3% and 2.5% and 2.15% You can see the banks with the current lowest mortgage rates in Ireland here. Mortgage […]
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