Bunq Easy Bank Card Compared with Revolut Plus

bunq Easy Bank Card

bunq is another of the new digital banks available in Ireland. It is similar to other digital banking services such as Revolut and N26.
We are taking a look at how the Bunq Travel card compares with Revolut Plus. Both have a €2.99 monthly fee.

The functionality of the bunq Easy Bank Card app was upgraded in June and it now has more of the features that Revolut and N26 have.
It can also be used by under 18’s with parent/guardian permission.

One useful feature of the bunq Easy Bank Card is that it is a prepaid Mastercard credit card.

With the bunq Easy Bank Card , unlike a real credit card,- you can’t spend more than your balance. Every payment will be immediately deducted from your Travel Card balance. But it will be accepted like a credit card for car hire and all hotel reservations, unlike prepaid debit cards such as Revolut.

The Irish government stamp duty of €30 is NOT charged on the bunq travel card and no credit checks are required with bunq.

ATM fees with bunq are 99c each for the first 5 a month – after the first 5 it’s €2.99 – but with a large maximum daily withdrawal limit of €500 you won’t need to use it very often.

bunq is based in the Netherlands and has a full EU banking licence and all funds are covered by the Dutch bank guarantee.

Revolut Plus

With a Revolut Plus account, you get an EU IBAN and a UK GBP account.
Revolut can accept incoming payments in several currencies which might be useful for some people.
There is no fee to get your Revolut Plus card delivered to Ireland. (Sometimes they have an offer of free delivery)

Using the Revolut Plus prepaid debit card you can spend/exchange up to €1,000 in other currencies every month for free. Anything over €1000 is charged a 0.5% fee .

ATM withdrawals with Revolut Plus – .
If you exceed €200 total withdrawn in a month you will be charged 2% of everything over €200. (Min fee €1)

Direct Debits are also possible with Revolut.

Share dealing on the New York Stock Exchange is also possible with over over 750 US stocks available. Fees apply.
Revolut Plus also allows you to trade in cryptocurrencies such as Bitcoin, Ether or Stellar. Join Revolut Here

FeaturesRevolutBunq Travel Card
Full Banking Licence?No Yes
Annual FeeNoneNone
Account CurrencyEuro / GBPEuro
Card Delivery£4.99€9.99
ATM Withdrawals in EuroFirst €200 each month
is free then a 2% charge
99c each
Non Euro ATM withdrawals outside IrelandFirst €200 each month is
free then a 2% charge
99c each
Foreign Currency SpendingFirst €1000 worth of
spending in a month is free
– then a 0.5% fee
No fees
Spending Limits€5000 in 96 hours€50,000 daily.
Apple PayYesYes
Google PayYesYes
Direct DebitsYes No
Can be operated from PC/Laptop as well as Smartphone ?NoNo
Top up with another debit card?YesYes - 0.5% fee
Age Limit1816 = with parental approval
Debit Card TypeVisa (Prepaid)Mastercard (Prepaid Credit)
Exchange rateInterbank rate on
weekdays but 1%
worse on weeekends
Mastercard Rate


Revolut is better for spending in foreign currencies and avoiding some of the conversion fees charged by the “mainstream” Irish banks.
bunq will charge 1.5% in conversion fees – whilst Revolut will charge 0.5% on any foreign spending over €1000 in a month.

(See details of how much the other Banks Charge Here)

If you need to receive payments in Non-Euro currencies – then Revolut is much better than bunq .

If you like the idea of dabbling in the stock market or investing in cryptocurrencies such as Bitcoin – then Revolut might be a good way to get started.

Maybe having both cards might be an idea – With Revolut using mainly Visa and bunq using Mastercard – you are covered if there are problems with one of the payment systems. You should also consider N26 bank account. More here on N26 compared to Revolut.

Sign Up For Revolut Here

Revolut compared to N26