Interest Rates on Instant Access Savings

The best interest rates on Instant Access Savings Accounts in Ireland.

Rates checked September 7th 2022 (We looked at accounts with less than 30 days notice)


  • State Savings deposit account 0.05% (7 days notice)
  • PTSB 0.01%
  • EBS , BOI , AIB have Zero Interest on instant access accounts

Usually, you will get better interest rates if you are willing to tie up your lump sum for a fixed term.

See the  Highest Interest Rates on Fixed Term Deposits

An alternative investment option is buying stocks and shares.
See our page on Investing in Shares in Ireland

instant access interest rates ireland

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Read more here about Tax on Savings