Interest Rates on Instant Access Savings

The best interest rates on Instant Savings Accounts in Ireland

Rates checked October 20th 2021
We looked at accounts with less than 30 days notice)

  • Ulster Bank Loyalty Saver 0.1%
    (With effect from close of business 29 October 2021, Ulster Bank Ireland will not accept any new application requests from personal customers. There are some exceptions to this for existing customers)
  • State Savings deposit account 0.05% (7 days notice)
  • PTSB 0.01%
  • EBS , BOI , AIB have Zero Interest on instant access accounts

Usually, you will get better interest rates if you are willing to tie up your lump sum for a fixed term.

See the  Highest Interest Rates on Fixed Term Deposits

instant access interest rates ireland

Read more here about Tax on Savings

An alternative but riskier investment option is buying stocks and shares. See our page on Buying Shares in Ireland