The best interest rates on Instant Savings Accounts in Ireland
Rates checked March 31st 2021
(We looked at accounts with less than 30 days notice)
- Ulster Bank Loyalty Saver 0.1%
(Ulster are withdrawing from Ireland in the next year or two)
- State Savings deposit account 0.05% (7 days notice)
- KBC and PTSB 0.01%
- EBS , BOI , AIB have Zero Interest on instant access accounts
Usually, you will get better interest rates if you are willing to tie up your lump sum for a fixed term.
See the Highest Interest Rates on Fixed Term Deposits
Read more here about Tax on Savings
An alternative but riskier investment option is buying stocks and shares. See our page on Buying Shares in Ireland