Regular Savings Accounts

Updated June 2nd 2024

A Regular Saver Account is the perfect way to get into the habit of saving regularly. If you’re saving for a holiday, special event, or just a rainy day, then Regular Savings Accounts are ideal and they usually offer higher interest rates than most normal deposit accounts.

Check the rates on fixed-term accounts and Instant access accounts which could be higher.

For example Trade Republic is a Berlin-based digital investment platform that pays interest on up to €50,000 cash you hold with them. From June 12th 2024 the interest rate is 3.75%.


Regular Savings Accounts in Ireland – The Best Rates Available.


  1. AIB  Online Saver  3% :- Min 10 euros per month, max 1000 euros per month.  (Max €12000).

  2. EBS Family Savings 3% Max €1000 per month . (First 12 months only)

  3. BOI Supersaver Account 3%. Min €5 Max €2500 per month. (First 12 months only)
  4. PTSB Online Regular Saver 2.5% max €1000 per month (Interest of 0.01% if balance goes over €50,000 )


  5. State savings Instalment Savings 0.98% . Tax-Free (equivalent to 1.46% on a taxed account).
    (Min €25 max €1000 per month). BUT – you must keep the account for 6 years otherwise rate is just 0.05%.

With interest rates still pretty low – more people are investing some of their savings into shares. If you are thinking of investing in shares  – take a look at our page about Investing in Stocks in Ireland

Switching your Mortgage is a good way to cut your outgoings and potentially save thousands of euros.
Find out more about how much you could save by switching your mortgage in Ireland.


More Interest Rates


Best Instant Access Deposit Rates

Best 1 Year Fixed Deposit Interest Rates

Best Rates on Fixed Terms Up To Five Years

DIRT – Tax on Savings in Ireland