Regular Savings Accounts

Updated November 27th 2022

A Regular Saver Account is the perfect way to get into the habit of saving regularly. If you’re saving for a holiday, special event, or just a rainy day, then Regular Savings Accounts are ideal and they usually offer higher interest rates than most normal deposit accounts. However – check our pages on fixed rates which could be higher.
Most regular savings accounts will have specific rules on how much you can lodge into the account.


Regular Savings Accounts in Ireland – The Best Rates available.


  1. State savings Instalment Savings 0.63% . Tax-Free (equivalent to 0.94% on a taxed account) (Min €25 max €1000 per month). BUT – you must keep the account for 6 years otherwise rate is just 0.05%.
  2. PTSB Online Regular Saver 0.4% max €1000 per month/€50,000 total.


  3. BOI Goalsaver Account 0.25%. Min €20 Max €2000 per month. Max balance €14999


  4. AIB  Online Saver  0.1% Min 10 euros per month, max 1000 euros per month.   (Rate is For 1st Year Only)
  5. EBS Family Savings 0.1%



With interest rates so low – many people are investing some of their savings into shares. If you are thinking of investing in shares  – take a look at our page about Investing in Stocks in Ireland

A good way to cut your outgoings and potentially save thousands of Euro is to Switch your Mortgage.
Find out more about how much you could save by switching your mortgage in Ireland.


More Interest Rates


Best Instant Access Deposit Rates

Best 1 Year Fixed Deposit Interest Rates

Best Rates on Fixed Terms Up To Five Years

DIRT – Tax on Savings in Ireland