Regular Savings Accounts

Regular Savings Accounts in Ireland – The best rates available.

Updated September 8th 2020

  1. State savings Instalment Savings 0.98% Tax-Free (equivalent to 1.5% on a taxed account) (Min €25 max €1000 per month) BUT – you must keep the account for 6 years otherwise rate is just 0.05%.
  2. Ulster Bank Special Interest Deposit – 0.85% .Min €1 max €1000 per month.
  3. KBC  Extra Regular Saver  0.75 . Min €100 Max €1000 per month.   (You also have to have a KBC Extra Current Account to get this rate.
  4. PTSB Online Regular Saver 0.4 max €1000 per month/€50,000 total .
  5. BOI Goalsaver Account – 0.25%. Min €20 Max €2000 per month
  6. EBS Family Savings   0.25% (fixed – 1st year only) Min opening deposit €1 maximum €1,000. . Monthly direct debit of between €100 and €1,000 required. Max Bal 13k. Two withdrawals a year allowed.
  7. AIB  Online Saver  0.25% Min 10 euro per month, max 1000 euro per month.   (Rate is For 1st Year Only)

With interest rates so low – many people are investing some of their savings into shares. If you are thinking of investing in shares  – take a look at our page about Buying Shares in Ireland

Best Instant Access Deposit Rates

Best 1 Year Fixed Deposit Interest Rates

Best Rates on Fixed Terms Up To Five Years

DIRT – Tax on Savings in Ireland