The best interest rates available to Irish residents on a 12-month fixed-rate savings account.
Updated June 23rd 2022.
- Younited via Raisin Bank 1.1% (Min €2k)
- Privat Banka via Raisin Bank 0.65% (Min €5k)
- PTSB 0.05%
A €20,000 deposit at 1.1% for 12 months would earn €220 interest before DIRT (Tax)
# Raisin – DIRT not deducted at source. Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland