Best Savings Interest Rates – 12 Month Fixed

The best interest rates available to Irish residents on a 12-month fixed-rate savings account. Updated January 25th 2021

  • Blue Orange via via Raisin Bank 0.85% (Max €100k)
  • Banco Português De Gestão via Raisin Bank 0.71% (Min €10k)
  • Privatbanka (Via Rasin) 0.7% (Min €5000)
  • J&T Banka via Raisin Bank 0.6%  (Min €1000)
  • KBC 0.3% (Min €3k) (Current account required – with fees)

  A €20,000 deposit at 0.85% for 12 months would earn €170 interest before DIRT (Tax)

All new Raisin customers get a welcome bonus of up to €100

# Raisin – DIRT not deducted at source.  Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie



Instant Access Rates

Regular Saver Accounts

One Year Fixed

Other Fixed Rates


If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland