The best interest rates available to Irish residents on a 12-month fixed-rate savings account. Updated January 25th 2021
- Blue Orange via via Raisin Bank 0.85% (Max €100k)
- Banco Português De Gestão via Raisin Bank 0.71% (Min €10k)
- Privatbanka (Via Rasin) 0.7% (Min €5000)
- J&T Banka via Raisin Bank 0.6% (Min €1000)
- KBC 0.3% (Min €3k) (Current account required – with fees)
A €20,000 deposit at 0.85% for 12 months would earn €170 interest before DIRT (Tax)
All new Raisin customers get a welcome bonus of up to €100
# Raisin – DIRT not deducted at source. Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland