The best interest rates available to Irish residents on a 12-month fixed-rate savings account.
Updated March 27th 2023.
- BluOr Bank 3.21% via Raisin Bank #Min €1 Max €100k)
- Banco Português De Gestãovia at Raisin # 3.15% (Min €10k Max €100k)
- PTSB 1%
- BOI 0.5%
A €25,000 deposit at 3.21% for 12 months would earn €802 interest before DIRT (Tax)
Note : Irish residents can currently get an interest rate of 2% (Instant Access) with Trade Republic on balances of up to €50,000.
# Raisin – DIRT not deducted at source. Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie
Links to savings provider sites are provided solely as a convenience to the user and do not constitute any endorsement of such sites.
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland