The best interest rates available to Irish residents on a 12-month fixed-rate savings account.
Updated January 2nd 2022.
- Banco Português De Gestão via Raisin Bank 0.56% (Min €10k)
- J&T Banka via Raisin Bank 0.3% (Min €10k)
- PTSB 0.05%
A €20,000 deposit at 0.56% for 12 months would earn €112 interest before DIRT (Tax)
All new Raisin customers get a welcome bonus of up to €100
# Raisin – DIRT not deducted at source. Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland