The best interest rates available to Irish residents on a 12-month fixed-rate savings account.
Updated November 29th 2022.
- Banco Português De Gestão via Raisin Bank 2.65% (Min €10k Max €100k)
- BluOr Bank via Raisin 2.56% (Min €1 Max €100k)
- BFF Banking Group via Raisin Bank 2.5% (€5k Min. Max 100k)
- PTSB 0.05%
- BOI 0.05%
A €20,000 deposit at 2.65% for 12 months would earn €5300 interest before DIRT (Tax)
# Raisin – DIRT not deducted at source. Gross deposit interest will need to be declared, to the Revenue. More details at Raisin.ie
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our article How to Buy Shares in Ireland