Back in April 2019, we saw the launch of Raisin Bank in Ireland , which describes itself as an online deposit marketplace. On 2 and 3 year fixed rates , with Raisin – you can get more than double the best interest rates paid by banks in Ireland. Raisin Bank holds a full banking license […]
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Saving Money
Grants for Heat Pumps and Insulation
Grants of up to €6500 towards heat pumps, solar power and insulation are available to homeowners. These grants are not income-related – anyone can apply regardless of income. These grants are available from The Better Energy Homes Scheme. The scheme was revised in 2018 – and the grant that was previously given for a replacement […]
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NCT Booking Delays : Can You Get a Free NCT?
There can sometimes be long NCT booking delays in some parts of the country when trying to get an NCT test date. The worst period for NCT booking delays seems to be around December and January – because January is when most people first bought their cars. Cars first registered in 2019 , 2017 , […]
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Tax on Savings Interest in Ireland
In Ireland, the government charge a tax on the interest you receive on savings accounts in Ireland.This tax is known as Deposit Interest Retention Tax or DIRT for short. The rate of DIRT in 2023 is 33% It has been this rate Since January 1st 2020 Banks deduct DIRT automatically from the interest paid on […]
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Financial New Year Resolutions for 2023
Here are some money-saving ideas that you might want to adopt as new year resolutions in 2023. Switch your mortgage to a lower interest rate and maybe get a few thousand in cashback at the same time. Reduce your mortgage debt by overpaying each month (if your lender allows it) Switch utilities every year without […]
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