We regularly monitor and compare the Top Savings Accounts in Ireland. We check the best interest rates on instant access deposits as well as regular savings accounts and fixed-rate deposits.
The interest rates in 2020 are still very low. As a general rule, you’ll usually get slightly better interest rates if you tie your money up for longer.
Note: DIRT (Deposit Interest Retention Tax) decreased from 35% to 33% from Jan 1st 2020 – so that will mean slightly more interest for savers. More details of DIRT here
Click on the links below to see the current best savings rates on offer in Ireland in January 2020
Best Rates on Fixed Terms Up To Five Years
You could also earn a bit more interest with a regular savings account
or a fixed-term deposit. But remember, with a fixed term account you may not be able to access your money immediately (or even not until the end of the term) – and there could be a hefty withdrawal fee.
If you are looking at alternative forms of investment – such as stocks and shares – you should take a look at our articles on
Whilst we strive to maintain the rates and update them when changes occur – customers should double check with the financial institutions for confirmation of current rates.