Best Interest Rates on Deposit Accounts in Ireland 2018

We regularly monitor and compare the  Best Interest Rates on Deposit Accounts in Ireland. We check rates on instant access deposits as well as regular savings accounts and  fixed rate deposits.
The interest rates in 2018 are still very low . As a general rule, you’ll  usually get better interest rates if you tie your money up for longer.
Note: DIRT (Deposit Interest Retention Tax) decreased from 39% to 37%  from Jan 1st 2018 – so that will mean slightly more interest for savers.

Click on the links below to see the current best savings rates on offer in Ireland in  January 2018

Best Instant Access Deposit Rates

Best Rates on Regular Saver Accounts

Best 1 Year Fixed Deposit Interest Rates

Best Rates on Fixed Terms Up To Five Years

You could also earn a bit more interest with a regular savings account
or a fixed-term deposit  . But remember, with a fixed term account you may not be able to access your money immediately (or even not until the end of the term) – and there could be a hefty withdrawal fee.


Bitcoin and other “cryptocurrencies” are  in the news a lot in recent months because of  increases in value. Some people see this as a good investment , others say it is just a bubble due to burst soon.  More about Bitcoin here

Whilst we strive to maintain the rates and update them when changes occur – customers should double check with the financial institutions for confirmation of current rates.