Checking credit scores or ratings seems to be a big thing in the UK – with several firms regularly advertising apps offering to check your credit score for free. Some of the UK names include Credit Karma and ClearScore There used to be two possible ways to check your credit rating in Ireland – however […]
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A government-backed scheme to provide low-cost loans from Credit Unions was launched in 2018 .The loans are called It Makes Sense loans – and they provide small, low-interest loans for people on Social Welfare or State Pensions. Avoid Moneylenders if Possible The banks don’t normally lend money to people on social welfare or the state […]
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Original Artice From 2014 – Updated in 2017 and 2019 to take account of legislation changes. The issue of mis-sold payment protection insurance (PPI) was very widespread in the UK and it looks like the banks also tried to make easy profits from it here in Ireland. Note: The UK Financial Conduct Authority set a […]
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For small loans – two Irish lenders are still far cheaper than the rest of the competition. On a loan of €3500 over 12 months the rate from Bank of Ireland is 8.5% APR – with monhtly repayments of €304.76 and a total interest payment of €157.12 The next best rate to that is from […]
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The Government have launched the Agriculture Cashflow Support Loan Scheme which will make €150 million available to farmers throughout Ireland in he form of low interest rate loans at 2.95%. It is funded by the Strategic Banking Corporation of Ireland (SBCI), and supported by €25 million from the Department of Agriculture which includes €11 million […]
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