Credit History

Low Interest Loans for People on Social Welfare or Pensions
A government-backed scheme to provide low-cost loans from Credit Unions was launched in 2018 . The loans are called It Makes Sense loans - and they provide small, low-interest loans for people on Social Welfare or State Pensions ...
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Central Credit Register
Some of the excessive lending that went on in the "boom" might not have happened if there had been a central register of all loans and loan applications. There was no obligation to register credit applications or agreements ...
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Dealing With Debts – some options.
When people become unemployed it can be difficult to continue repaying debts such as mortgages, credit cards and personal loans. Some people just miss a payment and hope they will manage the next one. Others may look for ...
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Switching Your Credit Card From Halifax
With the announcement that Halifax are pulling out of Ireland - many of it's credit card holders will have a problem. Halifax Ireland credit card accounts will no longer work from the end of May 2010 . You ...
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Bad Credit Rating
Having a bad credit history can affect your future ability to obtain loans, credit cards or mortgages. In Ireland most lenders send information about borrowers and their repayments to a central agency, the Irish Credit Bureau (ICB). The ...
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