Credit History

A government-backed scheme to provide low-cost loans from Credit Unions was launched in 2018 . The loans are called It Makes Sense loans - and they provide small, low-interest loans for people on Social Welfare or State Pensions ...
Read More

Some of the excessive lending that went on in the "boom" might  not have happened if there had been a central register of all loans and loan applications. There was  no obligation to register credit applications or agreements ...
Read More

When people become unemployed it can be difficult to continue repaying debts such as mortgages, credit cards and personal  loans. Some people just miss a payment and hope they will manage the next one. Others may look for ...
Read More

With the announcement that Halifax are pulling out of Ireland - many of it's credit card holders will have a problem. Halifax Ireland credit card accounts will no longer work from the end of May 2010 . You ...
Read More

Having a bad credit history can affect your future ability to obtain loans, credit cards or mortgages. In Ireland most lenders send information about borrowers and their repayments to a central agency, the Irish Credit Bureau (ICB). The ...
Read More