Low Interest Loans for People on Social Welfare or Pensions

A government-backed scheme to provide low-cost loans from Credit Unions was launched in 2018 . The loans are called It Makes Sense loans – and they provide small, low-interest loans for people on Social Welfare or State Pensions. Avoid Moneylenders if Possible The banks don’t normally lend money to people on social welfare or the […]
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Bad Credit Rating

Having a bad credit history can affect your future ability to obtain loans, credit cards or mortgages. In Ireland most lenders send information about borrowers and their repayments to a central agency, the Irish Credit Bureau (ICB). The ICB holds information about borrowers and their loans for 5 years after any loan is closed. This […]
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