The Insolvency Service of Ireland (ISI) finally began accepting applications from Monday the 9th of September 2013. Only authorised Personal Insolvency Practitioners (PIPS) and Approved Intermediaries will be able to make applications . Individuals need to apply through these third parties .
Just a handful of Money Advice and Budgeting Services (MABS) are currently approved as authorised intermediaries and only two dozen PIPs had been approved as at Aug 25th.
The ISI telephone Information Line is on 076 106 4200
These are the 3 types of debt relief available:
Debt Relief Notice For unsecured debts of up to €20,000 (Apply via Approved Intermediary)
Debt Settlement Arrangement Unsecured Debt Over €20,000 – No Maximum (Apply via Personal Insolvency Practitioner)
Personal Insolvency Arrangement Unsecured and secured debts . No limit on unsecured. Up to €3m secured (though cap can increase if agreed) Apply via Personal Insolvency Practitioner)
More about Personal Insolvency Here