Ulster eSavings Rate Reduced

First Active lowered their eSavings rate earlier this week to 3.5%. They won’t be around much longer because they are merging with Ulster.
Today – Ulster Bank have reduced the interest rate on their eSavings account from 3.9% to 3.5% also.
I suppose both of them having the same rates makes the merger easier.
One of the Ulster rates went up – the Regular Savings rate rose from 4.25% to 4.75%. That must be the only savings account that has had a rise in rates since last summer?
See all the Best Savings Rates here