Car Insurance companies always ask about penalty points before giving customers a quote – but how much extra can you expect to pay if you have 4 penalty points?
A recent comparison survey of car insurance in Ireland by the National Consumer Agency found that with one insurer (Aviva) – having 4 penalty points could cost you €107 more a year. (Male, Fully Comp with Aviva) . The quote for the same person and the same car was €107 higher if the driver had 4 penalty points. (€536 with 4 points and €429 without them)
The quote from RSA Insurance was €57 more if the driver had 4 penalty points. (€419 versus €362)
The rest of the insurance companies in the survey did not quote a higher price if the customer had 4 penalty points.
Data from nca.ie