5 Year Fixed Rate Mortgages

Best Interest Rates on 5 Year Fixed Rate Mortgages in Ireland.

Rates checked November 26th 2020


LTV up to 90%

  • Avant 2.5%
  • AIB/Haven  2.55%
  • Ulster 2.55 %
  • Finance Ireland 2.8%
  • KBC 2.8% (2.5% for current acc holders)
  • EBS  2.9%
  • Bank of Ireland   3%
  • PTSB 3%

LTV up to 80%

  • Avant 2.2%
  • Finance Ireland 2.45%
  • ICS 2.45%
  • AIB 2.45%
  • Ulster 2.45%
  • Haven 2.55%
  • KBC 2.65%   (2.45% for  curr acc holders)
  • EBS  2.9%
  • PTSB 3%
  • Bank of Ireland  3%

LTV up to 60%

  • Avant 1.95%
  • Ulster 2.35%
  • ICS  2.4%
  • Finance Ireland 2.4%
  • AIB  / Haven 2.55%
  • KBC 2.6% (2.4% for  curr acc holders)
  • EBS  2.9%
  • PTSB 3%
  • BOI 3%


Cashback Incentives  for new Mortgages

BOI offers up to 3% cashback to all new customers (no maximum )

KBC gives €3000 cashback but only for switchers.

AIB offers €2000 towards legal fees for switchers.

EBS offers up to 3% cashback

Ulster Bank offers €1500 towards legal fees for all new customers.

PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.

Two Year Fixed Rates  

Three Year Fixed Mortgage Rates

Lowest Variable Rate Mortgages

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