Best Interest Rates on 4 or 5 Year Fixed Rate Mortgages in Ireland.
Rates checked June 19th 2022
LTV up to 90%
- Haven 2% (4 Year Fixed) BER B3 or better. (Broker Only)
- EBS 2.1% (BER B3 or better)
- Avant 2.4% (4/5 year fix) Broker Only
- AIB 2.25% *(BER B3 or better)
- Haven 2.55% (Broker Only) €5000 cashback on mortgages over €250.000)
- AIB 2.55%
- Finance Ireland 2.8% (Broker Only)
- KBC 2.8% (2.5% for current acc holders)
- Bank of Ireland 3%
- PTSB 3%
You can check all the current mortgage rates available for first-time buyers with a 10% deposit at the Switcher Website . Using Switcher allows you to take your mortgage search to the next stage.
LTV up to 80%
- Haven 2% (4 Year Fixed) BER B3 or better. (Broker Only)
- EBS 2.1% (Green Rate)
- Avant Money 2.15% (Broker Only) 4 years
- ICS 2.2% (Broker Only)
- Finance Ireland 2.35% (Broker Only) 5 years
- AIB 2.45% 5 years
LTV up to 60%
- Avant Money 1.95% 4 years/ 5 years)
- Haven 2% 4 Years (BER B3 or better)
- PTSB 2.05% 4 years
- EBS 2.1% (BER b3 or better)
- Finance ireland 2.3% (5 years)
- AIB 2.45% (2.15% if BER B3 or better) 5 years
- Haven 2.55% (Broker only)
Cashback Incentives for new Mortgages
Haven give new customers €5000 cashback on fixed-rate mortgages over €250,000
BOI offers up to 3% cashback to all new customers (no maximum )
KBC gives €3000 cashback for switchers and €1500 for first-time buyers.
AIB offers €2000 towards legal fees for switchers.
PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.
Three Year Fixed Mortgage Rates
Lowest Variable Rate Mortgages
Tip: If you are looking for a mortgage in Northern Ireland you should visit the Unbiased website where you can get access to Mortgage Advisors in your area.