Best Interest Rates on 4 Year Fixed Rate Mortgages in Ireland.
Rates checked 28th April 2023
LTV up to 90%
- Bank of Ireland 3.4% (Over €250k and BER B3 or better) 3.7% otherwise
- Avant 3.55% Broker Only
- Haven 3.65% (4 Year Fixed) BER B3 or better. (Broker Only)
- EBS 3.75% (BER B3 or better)
- AIB 3.95% Min loan 250k
- PTSB 4.25%
- AIB 4.25%
You can check all the current mortgage rates available for first-time buyers with a 10% deposit at the Switcher Website . Using Switcher allows you to take your mortgage search to the next stage.
LTV up to 60%
- Avant Money 3.4%
- Haven 3.65% (Broker only) BER B3 or better
- EBS 3.75% (BER B3 or better)
- PTSB 3.9%
- AIB 4.15%
Cashback Incentives for new Mortgages
Haven gives new customers €5000 cashback on most fixed-rate mortgages over €250,000. Cashback of €2000 on loans under €250,000
BOI offers up to 3% cashback to all new customers (no maximum )
AIB offers €2000 towards legal fees for switchers.
PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.
Three Year Fixed Mortgage Rates
Lowest Variable Rate Mortgages
Tip: If you are looking for a mortgage in Northern Ireland you should visit the Unbiased website where you can get access to Mortgage Advisors in your area.