Best Interest Rates on 5 Year Fixed Rate Mortgages in Ireland.
Rates checked July 9th 2021
If you are looking for a mortgage in Northern Ireland you should visit the Unbiased website where you can get access to Mortgage Advisors in your area.
LTV up to 90%
- AIB 2.25% *(BER B3 or better)
- Ulster 2.55 %
- AIB 2.55%
- Haven 2.55%
- Finance Ireland 2.8%
- KBC 2.8% (2.5% for current acc holders)
- EBS 2.9%
- Bank of Ireland 3%
- PTSB 3%
LTV up to 80%
- AIB 2.15% (BER B3 or better)
- Finance Ireland 2.35%
- AIB 2.45%
- Ulster 2.45%
- Haven 2.55%
- KBC 2.65% (2.45% for curr acc holders)
- EBS 2.9%
- PTSB 3%
- Bank of Ireland 3%
LTV up to 60%
- Finance Ireland 2.3%
- Ulster 2.35%
- AIB 2.45% (2.15% if BER B3 or better)
- Haven 2.55%
- KBC 2.6% (2.4% for curr acc holders)
- EBS 2.9%
- PTSB 3%
- BOI 3%
Cashback Incentives for new Mortgages
BOI offers up to 3% cashback to all new customers (no maximum )
KBC gives €3000 cashback but only for switchers.
AIB offers €2000 towards legal fees for switchers.
EBS offers up to 3% cashback
Ulster Bank offers €1500 towards legal fees for all new customers.
PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.