Best Interest Rates on 4 or 5 Year Fixed Rate Mortgages in Ireland.
Rates checked November 11th 2021
LTV up to 90%
- Haven 2.15% (4 Year Fixed) BER B3 or better. (Broker Only)
- AIB 2.25% *(BER B3 or better)
- ICS 2.5%
- Avant Money 2.5% (Broker only)
- Ulster 2.55 %
- AIB 2.55%
- Haven 2.55% (Broker Only) €5000 cashback on mortgages over €250.000)
- EBS 2.75%
- Finance Ireland 2.8% (Broker Only)
- KBC 2.8% (2.5% for current acc holders)
- Bank of Ireland 3%
- PTSB 3%
You can check all the current mortgage rates available for first-time buyers with a 10% deposit at the Switcher Website . Using Switcher allows you to take your mortgage search to the next stage.
LTV up to 80%
- AIB 2.15% (BER B3 or better)
- Haven 2.15% (4 Year Fixed) BER B3 or better. (Broker Only)
- ICS 2.2% (Broker Only)
- Avant Money 2.2% (Broker Only)
- Finance Ireland 2.35% (Broker Only)
- AIB 2.45%
- Ulster 2.45%
- Haven 2.55% (Broker Only)
LTV up to 60%
- ICS 1.95% (Broker Only)
- Avant 1.95% (Broker Only)
- Haven 2.15% 4 Years (BER B3 or better)
- Finance Ireland 2.3% (Broker Only)
- Ulster 2.35%
- AIB 2.45% (2.1% if BER B3 or better)
- Haven 2.55% (Broker only)
Cashback Incentives for new Mortgages
Haven give new customers €5000 cashback on fixed-rate mortgages over €250,000
BOI offers up to 3% cashback to all new customers (no maximum )
KBC gives €3000 cashback for switchers and €1500 for first-time buyers.
AIB offers €2000 towards legal fees for switchers.
EBS offers up to 3% cashback
Ulster Bank offers €1500 towards legal fees for all new customers.
PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.
Three Year Fixed Mortgage Rates
Lowest Variable Rate Mortgages
Tip: If you are looking for a mortgage in Northern Ireland you should visit the Unbiased website where you can get access to Mortgage Advisors in your area.