Lenders Lowering Variable Mortgage Rates Again

Following the latest ECB rate cut effective from Dec 10th – some of the Irish banks ahve already lowered their standard variable rates for new applicants as well as existing customers.
Bank of Ireland have the lowest variable rate of 3.75% at the moment. BOI are offering 3.75% for all LTVs and loan amounts at the moment. This is a discounted rate for 12 months.
The 3.75% is the actual rate on LTVs under 50%. On other LTVs the rate goes up after 12 months – but only as high as 4.1% (discount of 0.35%).
See full details of rates in our table of lowest variable rates here