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Mortgage Payment Holidays

The COVID-19 pandemic will affect the incomes of many Irish households. Mortgage payments are usually one of the biggest household expenses and many people will struggle to make the payments if their income is reduced.All the banks in ...
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Free Aid and Advice for people with Mortgage Arrears

THis week saw the launch of a new scheme of  Free Aid and Advice for people with Mortgage Arrears The purpose of this  State funded  Scheme is  to help people in serious arrears to find the best available ...
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Personal Insolvency Bill

New Personal Insolvency legislation for Ireland was originally promised by the government before the end of April 2012. It is something that the IMF and EU demanded as part of the bailout agreement. It is finally being implemented ...
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Debt Management Companies – Reasons to Avoid

There seems to be plenty of firms operating in Ireland who offer to help people sort out their debt problems. Many households in Ireland are struggling with debts - and these companies are trying to make money out ...
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Easing of Bankruptcy Law in Ireland

The Bankruptcy rules have been relaxed in Ireland - and the period of applying for discharge from bankruptcy has been reduced  from 12 to five years.  Also - there is now  automatic discharge of bankruptcy after 12 years ...
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Problems Paying the Mortgage – Some Advice

If you are having problems paying your mortgage - don't panic. Lenders must wait  twelve months from the time the first mortgage arrears arise before they  can apply  to begin repossession proceedings - butdon't leave it that long ...
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