The last ECB rate cut triggered a flurry of mortgage rate reductions from Irish lenders – because they were under the media spotlight after the Government guarantee. It is expected that ECB rates will fall again in November and it will be interesting to see which lenders cut variable rates again (if any).
Currently – Halifax has the lowest variable rate mortgage at 4.9% with a high maximum LTV of 90%. AIB , BOI and NIB have slightly higher rates . See our full list of the lowest variable rate mortgages in Ireland
