Travel Insurance Price Comparison
Is there really that much difference in the price of travel insurance in Ireland? Is it worth shopping around to save money?
We obtained some online quotes for a single 1 week trip in Europe for a group of 6 (4 adults and 2 children aged 16 and 7).
The insurance quotes we obtained all include cover for cancellation, missed departure, baggage loss, personal belongings as well as medical cover
Insurancebookers.ie €54.75
AA €66.66
Getcover.ie €77.50
Gosure €78.76
123.ie €83.80
One thing we did discover – is that the level of insurance cover varies drastically between the various policies. So our advice is be sure before you buy a travel insurance policy that you know what the policy covers you for . Don’t just buy the cheapest option and assume it will be OK – because you may not have the cover you thought you had.
For example - if we had selected the €52.46 “Bronze” option with 123.ie – it would not pay out anything at all for cancellation, curtailment or loss of baggage .
We could have got a cheaper single trip policy for just €44.75 from Insurancebookers – (Silver) which had cover of up to, €1500 for cancellation, €700 for baggage and €450 for missed departure
The cheapest travel insurance we found online – with the level of cover that we wanted was from InsuranceBookers at €54.75 . The policy included cover of up to €7000 for cancellation or curtailment, €3000 for baggage, €1000 for missed departure as well as €10 million Medical expenses.
The AA Travel policy ( €66.66) included cover of upto €6000 for cancellation or curtailment, €3000 for baggage, €800 for missed departure , €11 million Medical expenses.
Getcover insurance (€77.50) would cover upto €7000 for cancellation € 5000 for abandonment , €2500 for baggage, €2000 for missed departure , €10 million Medical expenses.
Gosure policy cover (€78.76) includes up to €6000 for cancellation or abandonment , €1800 for baggage, €360 for missed departure , €60 million Medical expenses.
123.ie policy cover (€83.80) includes upto €7000 for cancellation or abandonment , €3000 for baggage, €1000 for missed departure , €10 million Medical expenses.
We were also quoted the following prices online for annual travel cover (Europe No Ski) – so it would only be worth this group getting annual cover if they were having more than 4 trips abroad in a year.
Insurancebookers.ie €225
123.ie €229.83
Getcover.ie €230
AA €240.34
Gosure €297.90
All prices quoted online on July 27th 2010
Read here about Volcanic Ash and Travel Insurance