Calculation of Mortgage Repayments . We have carried out some mortgage payment calculations and worked out how much the monthly payments would be on different mortgage amounts taken out over 30 years using interest rates of 3% and 2.7% . You can see the banks with the current best mortgage rates in Ireland here. The […]
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The first questions most people usually ask about getting a mortgage are … How Much Can I Borrow ? How much of a deposit do I need for a mortgage? Mortgage lending criteria in 2019 are less strict for first-time buyers than they were in back in 2016. This – combined with the Help to […]
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Bank of Ireland is still running their offer to refund 2% of the value of a mortgage for all new mortgage customers – including Buy to Let and switchers. This 2% cashback offer applies to all new BOI mortgage customers until the end of 2019. So – on a €300,000 mortgage – BOI would refund €6000. […]
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New regulations were announced in 2015 by the Irish Central Bank that set lending limits on mortgages in Ireland . These mortgage lending regulations first came into force in February 2015 and were amended slightly in January 2017. They will also had a small change in Jan 2018 . The lending restrictions relate to The […]
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Mortgage lenders in Ireland and probably in other countries too – have tightened up the rules on who they lend to. Getting a mortgage is harder in 2019 – but there are some ways you can increase your chances of getting mortgage approval. 1. Pay off Loans If you can – try and pay off […]
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