Lowest Variable Rate Mortgages

Lowest  Interest rates on Variable Rate Mortgages in Ireland .
(For new applicants): Updated June 5th  2018

Mortgages up to 90%   LTV

  • AIB 3.15% LTV Max 90%
  • Haven 3.15% Max 90%
  • KBC 3.5% Max 90%  (3.3% for KBC current account holders)
  • EBS 3.7% Max 90% LTV
  • Ulster 3.7% Max  90% (current account required)
  • Pepper 3.9% Max 90%
  • PTSB 4.2% Max 90% (Initial rate of 3.7% for 12 months)
  • BOI  4.5%

Mortgages up to 80% LTV

  • AIB 2.95%  Max 80%
  • Haven 2.95% Max 80% LTV
  • KBC  3.25%    LTV max 80%  (3.05% for current account holders)
  • EBS 3.5%  max  80% LTV
  • Pepper  3.6% Max 80%
  • Ulster 3.7%  Max LTV 80% (3.2% for current acc holders )
  • PTSB 4%  (0.5% discount for 12 months) Max 80% LTV
  • BOI 4.2%  (61 to 80%)

 


Mortgages  up to 60% LTV

  • AIB 2.95% Max 80% LTV
  • Haven  2.95% max 80%
  • KBC 3.2% Max 60% (3.0% for current account holders)
  • Pepper  3.25% Max 60%
  • Ulster 3.5% LTV max 60% (3.1%  for curr acc holders)
  • EBS 3.5% Max 80%
  • PTSB 3.8% Max 60%
  • BOI 3.9% LTV Max 60%

Mortgages with LTV 50% or less

  • AIB   2.75% LTV below 50%
  • Haven 2.75% Max 50% LTV
  • KBC 3.2% Max 50% (3% for KBC current account holders)
  • EBS 3.3% Max 50%
  • Ulster 3.5% LTV max 60% (3.1% for curr acc holders
  • PTSB   3.7%  (Discounted to 3.2%  for 12 months) Max 50%
  • MortgageStore.ie  3.75% max 60%
  • Bank of Ireland  3.9% LTV Max 60%

 

New Mortgage Customer  Cashback Incentives :

BOI offer up to 3% cashback to all new customers (no maximum ) Details Here 

KBC offer €3000 towards legal fees for switchers.

AIB offer €2000 towards legal fees for switchers.

EBS offer 2% cashback to switchers.

Ulster Bank offer €1500 towards legal fees for all new customers.

PTSB offer 2% cashback for new mortgage customers

Note:  Pepper only lend in certain areas of the country – these are Dublin and surrounding counties (Louth, Meath, Kildare, Wicklow) ,Cork City, Galway City, Limerick City , Ennis, Shannon, Kilkenny

More Mortgage Interest Rates –

Two Year Fixed Rates

Three Year Fixed Rates

Lowest 5 Year Fixed Rates


See our page on Historical Mortgage Rates