5 Year Fixed Rate Mortgages

Best Interest Rates on 5 Year Fixed Rate Mortgages in Ireland.

Rates checked January 17th 2020


LTV up to 90%

Bank of Ireland  (High Value) * 2.5%
AIB Green Mortgage 2.5%
(On Properties with BER of B3 or better)
Ulster 2.6 %
ICS  2.6%
Finance Ireland
2.8%
AIB / Haven 2.85%
EBS  2.9%
Bank of Ireland (Below 400k)  3%
KBC 3% (2.8% for current acc holders)
PTSB 3%


LTV up to 80%

Finance Ireland 2.45%
ICS 2.45%
Bank of Ireland  (High Value) * 2.5%
AIB 2.5% (Green – Only for properties with BER of B3 or better)
Ulster 2.6%
AIB/Haven 2.85%
KBC 2.85%   (2.65% for  curr acc holders)
EBS  2.9%
PTSB 2.95%
Bank of Ireland  3%


LTV up to 60%

Finance Ireland 2.4%
ICS  2.4%
Bank of Ireland
  (High Value) * 2.5%
AIB 2.5% (On properties with BER of B3 or better)
Ulster 2.6%
KBC 2.8% (2.6% for  curr acc holders)
AIB  / Haven 2.85%
EBS  2.9%
PTSB 2.9%
BOI
3%


  • *The BOI High-Value Mortgage is a five-year fixed interest rate with no Cashback only available on mortgages of €400,000 or more.

Cashback Incentives  for new Mortgages

BOI offers up to 3% cashback to all new customers (no maximum ) Details Here 

KBC gives €3000 cashback but only for switchers.

AIB offers €2000 towards legal fees for switchers.

EBS offers up to 3% cashback

Ulster Bank offers €1500 towards legal fees for all new customers.

PTSB offer 2% cashback for new mortgage customers AND PTSB also give customers 2% cashback on their mortgage repayments every month until 31 December 2027. To get the cashback monthly offer the mortgage must be paid from a PTSB Explore Account.

Two Year Fixed Rates   –  Three Year Fixed Rates

Lowest Variable Rate Mortgages