Three Year Fixed Rate Mortgages

Lowest Interest Rates for Three Year Fixed Rate Mortgages in Ireland .

Updated Feb 14th  2018

Three Years Fixed Rate: LTV up to 90%

  1. Bank of Ireland  3% 
  2. EBS  3.15%
  3. AIB / Haven 3.2%
  4. KBC 3.3%  (3.1% for current account customers)
  5. Ulster 3.35%  (3.2% for current acc holders)
  6. PTSB 3.6%


Three Years Fixed Rate:
LTV up to 80%

  1. Bank of Ireland  3%
  2. EBS 3.15%
  3. KBC  3.19% (2.99% for current acc holders)
  4. Ulster Bank 3.19%   (2.99% for  curr acc holders)
  5. AIB /Haven  3.2%
  6. PTSB 3.25%


 Three Years Fixed Rate: LTV up to 60%

  1. Bank of Ireland  3%  Max 60%
  2. Ulster Bank 3.15%  Max 60% (2.95% for curr acc holders)
  3. KBC 3.15% (2.95% for  current acc holders) Max 60%
  4. PTSB 3.15% Max 60%
  5. EBS 3.15 %
  6. AIB 3.2%

 

With a fixed rate mortgage, your interest rate and monthly repayments are fixed for a set time. Fixed rates are commonly available over one, two or three years, although longer periods may be available.

Although a fixed rate means your repayments cannot increase for a set period of time, your repayments will not fall during the fixed rate period. As a result, you could miss out on lower interest rates and lower repayments.

Fixed rates may cost more over the long run but they offer peace of mind as you know your repayments will not rise.

See How Much You Could Borrow here

More Mortgage Rates Charts Below

Two Year Fixed Rates ; Lowest 5 Year Fixed Rates ; Lowest Variable Rate Mortgages