Mortgage Interest Rates in Ireland Compared
We regularly do a comparison of mortgage rates on offer to new customers from the major Irish lenders. Listed below are the lowest home loan rates on offer for you to make comparisons. We compare variable rates as well as a selection of short term fixed rate mortgages.
Rates Updated December 10th 2016
Fixed Rate or Variable – Which is Best ?
The most important thing to remember is with a fixed rate, you have the surety of knowing exactly what your mortgage repayments will be for a certain period of time.
Over the past few years it was usually the case that variable mortgage rates were often lower than fixed rates – but right now some of the fixed rate deals are at their cheapest ever.
Mortgage Incentives :
BOI offer 2% cashback to all new customers (no maximum)
EBS also give 2% cashback to all new mortgage customers.
Ulster Bank offer €1500 towards legal fees for all new customers.
PTSB also offer 2% cashback for new customers
KBC will give €2000 to mortgage switchers only.
AIB give €2000 towards legal fees for switchers.