Lowest Fixed Rates on Personal Loans from Banks  in Ireland

Rates Checked January 2012

On a 1 year fixed rate loan of €10000 Euro – the  lowest APR  is available  from  NIB at 10.8% .  Total cost of credit would be €566.64.
The APR for the same loan at Bank of Ireland and Ulster Bank would be 13.6%   with a total cost of cedit of €707.90

The lowest variable rate loan  (10000 over 1 year ) is currently from NIB  at 11.5% APR followed by AIB at 11.91%

Check your local Credit Union for loan rates – some of them may have loans at lower rates – but there are some restrictions on Credit Union loans since mid 2011 .