Money Guide Ireland

17 Aug

Home Insurance Price Comparison Ireland

If your home insurance policy is up for renewal -  you should always do a comparison with quotes from  other insurers  before you renew with your current insurer – you could save yourself some  money.

We did an online comparison of house insurance prices  for a bungalow in County Mayo  with rebuilding costs of €250k and contents cover of €40k. Cover for accidental damage is included, house has no burglar alarm , 2 smoke alarms and the policy has a €125 excess. The quotes used in the comparison were obtained online from insurance providers and brokers websites on August 17th 2009

123.ie  €345.62 was the lowest quote.

Quotedevil.ie  €354.25
Getcover.com €374.62
Allianz  Direct €376.69
Pibasure  €382.95
Insure.ie  €385  – but  with 250 excess
Zurich  €405.40
Ulster Bank – the renewal quote €416.62
FBD Insurance   €409.97
Chill.ie  quoted €438 for a matching policy
QuoteMe  €472 was the cheapest they could find-  and ithad a 250 excess
Hibernian Aviva   €490.57  was the most expensive quote.

Overall – the difference between the most expensive and the cheapest quote was €145 Euro not an insignificant amount for an hours effort.
We did try some other insurance web sites to compare but there were some problems.

One Direct – their online quote wouldn’t work – just got an error message.
Quinn Direct – the site froze our computer (Using Firefox)
Bestquote.ie – came up with an error message “failed to contact mail server”
Simply Mortgages – no online home quote was possible
Axa – no online quote possible
Tesco Ireland don’t do House Insurance.

A more recent comparison of home insurance prices

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