http://www.moneyguideireland.com Your Money - Advice and Best Buys Wed, 02 Jul 2008 17:02:04 +0000 http://backend.userland.com/rss092 en The new EBS Optimise Flexible Savings Plan has an interest rate of 7.25% E.A.R* They promise that the interest rate will be a minimum of 3.25% over European Central Bank (ECB) until 01/06/2009, thereafter the rate will not be less than ECB rate until the 30th of ... http://www.moneyguideireland.com/ebs-launch-new-725-interest-account-for-regular-savers.html The increased amount of broadband providers in Ireland is welcome because more competition should mean lower prices - but finding out which supplier is the cheapest can be a bit of a task. I used the Comreg callcosts site to find out which provider would be the cheapest for my needs. ... http://www.moneyguideireland.com/cheapest-phone-and-broadband-package.html AIB have finally decided to increase many of their mortgage rates. Allied Irish is the last Irish lender to raise mortgage rates - many others have already increased rates over the past 3 months because of higher borrowing costs between banks (The Credit Crunch as it has been called ... http://www.moneyguideireland.com/aib-increasing-mortgage-rates.html Anglo Irish Bank have lowered rates on many of it's deposit accounts. At a time when borrowing rates are rising it may seem strange. The changes are as follows. Instant Access has dropped from 4.50% to 4.00%. 7 Day Notice has dropped from 4.55% to 4.05%. 30 Day Notice has dropped from 4.75% ... http://www.moneyguideireland.com/anglo-irish-bank-reduce-savings-rates.html Anglo Irish Bank have launched a New Regular "Annual" Saver Account paying 8% gross/AER/ (variable). The rate is guaranteed to be at least ECB + 2% for the term. The new account is only available for 12 months and you can make unlimited withdrawals after 6 months. ... http://www.moneyguideireland.com/anglo-irish-8-interest-on-new-regular-saver.html You can get 15% off any XPS or Inspiron over €899 at Dell using this special discount code. QQQ8N0HWCSJ0V7 Use the code at the checkout and you will get 15% off . Visit Dell from here to use the code. Code valid until June 11th 2008 http://www.moneyguideireland.com/15-discount-code-at-dell.html AIB today launched a savings product called the Parent Saver Plan, It is two accounts that run side by side - and are for parents with children under 18. The Parent Saver Account is a regular monthly savings account and has an interest rate of 10.00% A.E.R. variable The maximum ... http://www.moneyguideireland.com/new-regular-saver-10-interest-parents-only.html We are always getting new mobiles - and the old ones just get left in the bottom of a drawer or even worse dumped in the bin. Mobile phones can be recycled - there are plenty of reusable parts in them. If your old handset is less than 4 years ... http://www.moneyguideireland.com/get-money-for-your-old-mobile-phone.html Homeowners with tracker mortgages will not be getting any reductions in repayments yet. The European Central Bank (ECB) kept its benchmark interest rate at 4% yesterday. Forecasts for 2008: Some of the "experts" forecasts on ECB rates in 2008 IIB Bank economist Austin Hughes, said " we expect ... http://www.moneyguideireland.com/ecb-rate-remains-at-4.html If you didn't take any notice of our last article about switching your mortgage to NIB - it could be too late for some of you. For many others the savings you could make will be reduced. From May 12th - NIB (National Irish Bank) are increasing some of their ... http://www.moneyguideireland.com/nib-ltv-tracker-rates-rising-may-12th.html