Switching Mortgage : Is it Worth it?

Switching your Mortgage Lender – is it worth it? If your current mortgage rate is over 3.5% we say it is worth switching if you can. Below  – we show some comparisons that show a switch to a mortgage interest rate that is just 0.7% lower on a €240k mortgage can result in savings of […]
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Bank Overdraft Charges in Ireland

An overdraft is an additional amount of money that is drawn down from a current account when it is in debit. Overdrafts are generally supposed to a short-term facility used to temporarily increase your cashflow. An overdraft can be seen as a  loan you arrange through your current account. It allows you to spend more […]
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Current Bank Account Charges and Fees in Ireland

Latest : See our Comparison of  Bank Charges in Ireland   with all the latest account charges compared. Since April 2019 Ulster Bank is now charging €2 a month admin fee – with no waivers. If the account balance falls below €3000 in a month they will also charge transaction fees.  More details here PTSB  .  […]
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PTSB Explore Current Account

PTSB launched a new current account in 2016 called Explore . The main feature of this PTSB Explore current account is the ability to earn cash rewards for using debit cards and by paying specific companies by direct debit. The account has a €6 per month service charge – (€72 a year) unless account holder’s […]
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