Current Bank Account Charges and Fees in Ireland

Latest : See our Comparison of  Bank Charges in Ireland   with all the latest account charges compared. Since April 2019 Ulster Bank are now charging €2 a month admin fee – with no waivers. If the account balance falls below €3000 in a month they will also charge transaction fees.  More details here PTSB  .  […]
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PTSB Explore Current Account

PTSB launched a new current account in 2016 called Explore . The main feature of this PTSB Explore current account is the ability to earn cash rewards for using debit cards and by paying specific companies by direct debit. The account has a €4 per month service charge – (€48 a year). which is the […]
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Switching Mortgage : Is it Worth it?

Switching your Mortgage Lender – is it worth it? If your current mortgage rate is over 3.4% we say it is worth switching if you can. Below  – we show some comparisons that show a switch to a mortgage interest rate that is just 0.7% lower on a €240k mortgage can result in savings of […]
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What’s Happening with the Bank Guarantee?

Next week (28th March ) the   Eligible Liabilities Guarantee is ending – this is the one that covers most deposits over €100,000. We wrote about the possible ending of this guarantee back in Nov 2012 The Dept of Finance said that the ELG will end  for  all new liabilities (deposits) from midnight on the […]
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Summary of Deposit Guarantees in Ireland

We understand the following protection is in place with the following institutions: This is the latest information on the level of guarantee or protection for money held in Irish financial institutions or those operating in Ireland. Updated in March 2013 Post Office Savings Bank; . Irish Government guarantees all deposits with no end date Under […]
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