Money Guide Ireland

AIB have finally decided to increase many of their mortgage rates. Allied Irish is the last Irish lender to raise mortgage rates - many others have already increased rates over the past 3 months because of higher borrowing costs between banks (The Credit Crunch as it has been called by the media). See our […]

Homeowners with tracker mortgages will not be getting any reductions in repayments yet. The European Central Bank (ECB) kept its benchmark interest rate at 4% yesterday.
Forecasts for 2008:
Some of the “experts” forecasts on ECB rates in 2008
IIB Bank economist Austin Hughes, said ” we expect rate cuts totaling 50 basis points before […]

If you didn’t take any notice of our last article about switching your mortgage to NIB - it could be too late for some of you. For many others the savings you could make will be reduced.
From May 12th - NIB (National Irish Bank) are increasing some of their rates on the “LTV” mortgage. […]

How much time do we spend looking for ways to make interest on our savings, to find those high interest accounts in order to get maybe 200 or 300 euro extra interest a year?
Are you always looking for ways to make the money go further?
Well - the easiest way for Irish homeowners with a mortgage […]

Mortgage lenders are getting more strict on the percentage they will lend - and some have slightly increased some of their interest rates in recent weeks. The first time buyers - with a small deposit and usually borrowing under 500K - can still get some good deals.
Halifax are still offering a 1 year discounted tracker […]