Money Guide Ireland

Having a bad credit history can affect your future ability to obtain loans, credit cards or mortgages. In Ireland most lenders send information about borrowers and their repayments to a central agency, the Irish Credit Bureau (ICB). The ICB holds information about borrowers and their loans for 5 years after any loan is […]

Borrowing money to buy a new car can cost a lot less from some lenders. There is plenty of competition out there but you need to compare rates carefully to ensure you are getting the best deal.
If you can get zero percent finance from a dealer (Opel has offers at the moment) - you will […]

For small loans - two Irish lenders are still far cheaper than the rest of the competition. On a loan of 3500 over 12 months the rate from First Active is 6.70% APR - with montly repayments of €302.02 and a total interest payment of €124.24.
Tesco Personal Finance is also 6.70% APR
The closest […]

Bank of Ireland today unveiled a new ‘2 in 1′ credit card that will give customers the option of transferring purchases to a payment plan that allows them pay for larger purchases over 12 months at a discounted rate of 6.9pc APR. This rate is as good as the best personal loan rates available […]

If you want to borrow money - for buying a car or for a special holiday the lowest rates in Ireland at the moment are:
First Active : 6.6% APR = contact your local branch
Tesco 6.9% APR - tel 1850 520520
Halifax 7.2% APR Tel 1890 818283