ATM Charges Abroad

ATM Cash Withdrawal Charges Overseas If you are travelling from Ireland to the UK, USA , Australia –  or any other country that doesn’t use the Euro  – you can use your Irish bank’s debit card to withdraw the local currency at an ATM . (Cash Machine). The exchange rates given by your card provider […]
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ECB Interest Rate History

In the Eurozone there are several interest rates which are set by the ECB.The rate that most people in Ireland on tracker mortgages are interested in is called the main refinancing rate . This rate was  reduced to an all-time low of  0.0% in March 2016 The refinancing rate is the rate at which the […]
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Credit and Debit Card Surcharges Banned

A  ban on Credit and Debit Card surcharges  : Extra charges for paying with a debit or credit were banned across the EU from  13th January 2018. The change is part of the Payment Services Directive, otherwise known as PSD2 Companies can  still charge booking fees or admin fees as long as they  apply equally […]
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