Low Interest Loans for People on Social Welfare or Pensions

A government backed scheme using Credit Unions to provide low cost loans has been rolled out nationwide. These small loans with  low interest rates are known as Micro Credit. The loans are called It Makes Sense loans – and  aim to provide small , low interest loans for people on Social Welfare or State Pensions […]
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Central Credit Register

Some of the excessive lending that went on in the “boom” might  not have happened if there had been a central register of all loans and loan applications. There is currently no obligation to register credit applications or agreements and there is no central comprehensive statutory register. The IMF are very keen to see a […]
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Dealing With Debts – some options.

When people become unemployed it can be difficult to continue repaying debts such as mortgages, credit cards and personal  loans. Some people just miss a payment and hope they will manage the next one. Others may look for loans to consolidate all the debts into one larger loan – but this may not be the […]
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