Irish Banks Charging Online Shoppers €62 Million a Year

Online shopping continues to grow at a fast rate in Ireland . According to recent UCD research – the total retail online spend by Irish shoppers was €5 billion in 2018 – with 60% (€3 billion) of that spent outside Ireland . So – What is the cheapest way to pay online ?The banks are […]
Continue reading…

 

Debit and Credit Card Charges on Non Euro Purchases

Debit and Credit Card Charges on Non Euro Purchases . When you use your Irish debit card or credit card for purchases in non Euro currencies – (including online) … you will nearly always be charged extra fees by your bank on top of any “normal” transaction charges . Most banks also make extra charges […]
Continue reading…

 

Travel Insurance Price Comparison

It’s getting close to summer holiday time again – and one thing people often forget or neglect to buy is travel insurance.  Travel insurance usually covers other things such as medical expenses ,personal accidents, delays, cancellations, baggage loss etc. We have done a quick  travel insurance price comparison from insurers  in Ireland.  It is well […]
Continue reading…

 

Protection when buying with Debit or Credit Cards

Many people in Ireland think that purchases made with a credit card are somehow better protected against faults or non delivery. But – the level of consumer protection in Ireland is the same for both credit and debit cards. TIn the UK – their Consumer Credit Act  (Section 75) specifies that a credit card provider […]
Continue reading…

 

Visa or Mastercard in Ireland .

In May 2018 there were widespread issues with Visa card payments in Ireland and other parts of Europe caused by IT problems . In recent years we have seen major problems with Ulster Bank here in Ireland and TSB in the UK – which resulted in thousands of people unable to make payments or get […]
Continue reading…

 

Credit and Debit Card Surcharges Banned

A  ban on Credit and Debit Card surcharges  : Extra charges for paying with a debit or credit were banned across the EU from  13th January 2018. The change is part of the Payment Services Directive, otherwise known as PSD2 Companies can  still charge booking fees or admin fees as long as they  apply equally […]
Continue reading…