Bank Opening Times Christmas 2019 People make fewer visits to banks these days – because of online banking, banking apps and ATMs there is less need to go into a bank. There are also less bank branches open than there were a few years ago. But – for those of you who might need to […]
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Most of the main banks in Ireland now have some sort of transaction or admin charges on current accounts. Some Credit Unions sarted offering current accounts in October 2019 – but they also have admin charges. There are still some banks where you can avoid some or all of these bank charges The big two […]
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Apple Pay is a method of paying for things using an Apple iPhone, iPad, Apple Watch or Apple Mac. It is a digital wallet – you store your card details on the device then use the device to pay rather than the card itself. In shops, you hold the device over a contactless reader, but […]
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Switching your Mortgage Lender – is it worth it? If your current mortgage rate is over 3.5% we say it is worth switching if you can. Below – we show some comparisons that show a switch to a mortgage interest rate that is just 0.7% lower on a €240k mortgage can result in savings of […]
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An overdraft is an additional amount of money that is drawn down from a current account when it is in debit. Overdrafts are generally supposed to a short-term facility used to temporarily increase your cashflow. An overdraft can be seen as a loan you arrange through your current account. It allows you to spend more […]
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