Regular Savers
Updated July 17th 2008
Regular Savings Accounts in Ireland - The best rates available as at 17th July 2008 are:
AIB Parent Saver (Parents of children only)
10.25% on max €200 euro a month for 12 months only.
Guaranteed ECB plus 6% until 20th May 2009. Then ECB + 4% until 2010.
Instant Access. Afer one year funds transferred to 3% deposit account.
Anglo Irish Bank - 8% . Max 1000 a month, for 1 year only. Unlimited withdrawls after 6 months. Guaranteed ECB plus 2%. Deposits can vary each month.
Irish Nationwide 7.6%
guaranteed to be ECB+3.35% until 31/3/2009, then ECB+1% until 31/12/2010
Min €100 and max €1,000 per month
Initial payment must be the same as subsequent payments but amount can be altered once every 6 months. Max of 2 withdrawals per year; subsequent withdrawals are subject to 30 days interest penalty on the amount withdrawn.
EBS 7.5% Optimise Flexible Savings Plan : Guaranteed to be minimum of 3.25% over (ECB) until 01/06/2009, then not be less than ECB rate until the 30th of April 2010. Min €20 a month Max €1,000 per month. Instant access .
AIB 7.50%
Min 10 euro per month, max 300 euro per month. Rate guaranteed to 20th Feb 2009 - then dropping back to ECB rate
7.15% First Active Regular Saver
Min 1 euro per month max 1000 euro a month. No withdrawl penalties - no end dates or guarantees on interest rates are mentioned.
Bank of Ireland Easy Saver : 7% Max 500 euro a month.
7.0% Halifax Monthly Saver
Regular lodgements required for first 12 months: Minimum €10 a month; Maximum €350. Total balance cannot exceed €50,000. Two withdrawals allowed in first 12 months. You can only change the amount of your monthly deposit once a year. Interest rate drops to 2.25% if these terms are not met.