Regular Savings Accounts in Ireland – The best rates available.
Updated August 5th 2017
EBS Family Saver 3% (fixed – 1st year only) Min opening deposit €1 maximum €1,000. . Monthly direct debit of between €100 and €1,000 required. Max Bal 12k. Two withdrawals a year allowed.
AIB Regular Saver 1.5%
Min 10 euro per month, max 1000 euro per month. (Rate is For 1st Year Only)
BOI 1.35% – Goalsaver Acc . Max 15000
KBC Regular Saver 0.5 % Min €100 Max €1000 per month . 2% possible with a standard KBC current account (A rate of 2.5% possible with a KBC Flex account)
If you were to put €1000 a month into the EBS regular saver account you would earn interest (before DIRT) of €195 in a year.
For comparison – If you put €1200o straight into the best lump sum instant access account you would earn interest of just €78 before DIRT. (Leeds BS @ 0.65%)
Putting €12000 into the best 1 year fixed rate account at 0.75% (KBC) would earn you €90 in interest before DIRT.
The best option is to drip feed an EBS regular savings account from another instant access savings account.