Instant Access
The best interest rates on Instant Access Deposit accounts in Ireland: Rates as at July 15th 2008
Anglo Irish Bank 5.3% on balances up to 20000 Euro with a minimum ECB +0.5% rate guarantee until 1st January 2009
(4.5% is applied to accounts with balances greater than €20,000)
AIB (online) 5.25% on first 10000 euro , 3.5% on amounts from 10000 to 100000
First Active E-Savings 5.22% (Under 15000 euro) online only (4% on ALL of balance over 15k)
Halifax Flexisaver - 5.15% on balances upto 10k (4% on balances over 10k). Online or telephone or branch. Instant access.
Northern Rock 5.0% - online only min 1000 euro ; no maximum.
NIB 4.5% - branch only
Ulster Bank E-Savings 4.4% - Instant Access - Internet Only. Max 500K min €1
RaboDirect 4.3% (online only). on amounts upto 1million euro