The best interest rates on Instant Access Deposits in Ireland:
Rates checked April 4th 2018
(We looked at accounts with less than 30 days notice)
- KBC Smart Access 0.3% Min €3000 Max €100k (0.65% available on the 35 day notice account)
- PTSB Bonus Booster – 0.21% (no more than 2 withdrawals a year)
- State Savings deposit account 0.15%
RaboDirect is no longer included in the list – they will be closing down in Ireland in May 2018.
If you can put aside a regular amout each month – you might get slightly better interest rates on a regular saver account. See here for the Best Rates on Regular Saver Accounts.
Usually you will also get better interest rates if you are willing to tie up your lump sum for a fixed term… see the Best 1 Year Fixed Deposit Interest Rates and the Best Rates on Fixed Terms Up To Five Years