Interest Rates on Instant Access Deposits

The best interest rates on Instant Access Deposits in Ireland: 

Rates checked February 1st 2017

Leeds Building Society (Ireland) 0.65%  (2nd and subsequent  withdrawals need 30 days notice . Min balance €2500  )

KBC Smart Access  0.6%     Min €3000 Max €100k

Nationwide UK (Ireland ) 0.51%  (Min 2k € Max 2m) (6 free withdrawals a year)

RaboDirect  0.4% (online only). Min €1 Max €50k

 

If you can  put aside a regular amout each month – you will get better rates on a regular saver account.  See here for the Best Rates on Regular Saver Accounts.

Usually you will also get better interest  rates if you are willing to tie up your lump sum for a fixed term… see the  Best 1 Year Fixed Deposit Interest Rates and the Best Rates on Fixed Terms Up To Five Years

instant access interest rates ireland