Best Savings Interest Rates – 12 Month Fixed

The  best  interest rates available to Irish residents on 12-month fixed-rate savings accounts :


Updated September 12th 2019

  • PTSB  0.35% Min €10k
  • KBC 0.35% (Min €3k) (0.6% available with an “Extra current account”)
  • EBS 0.2% (current account needed) min €10k
  • Ulster Bank  0.2%  (Min €15k)

 A €10,000 deposit at 0.5% for 12 months would earn just €50 interest before DIRT (Tax)


Instant Access Rates

Regular Saver Accounts

One Year Fixed

Other Fixed Rates