Best Savings Rates in Ireland

Interest rates on Savings Accounts in Ireland have been slowly dropping over the past couple of years.

On our page of  the Best  Savings  Rates in Ireland   – you will see that the best available easy  access interest rate on deposits in the banks  is now just  0.21% .  (October 2019) This is a pretty poor rate of interest.

If you are willing to lock your money away for a few  years you can get slightly better rates.

The best rate over 4 years is 1.08%  (0.7% after DIRT) which is available from J&T Banka via Raisin.ie

If you fix for 3 Years  you can get 0.99% at  J&T Banka via Raisin.ie


The 5  year National Savings certificate pays 0.98% Tax-Free
Or you could go for the 10 year Solidarity Bond which pays 1.5% after taxes.

If you save smaller amounts regularly – you can get interest rates of 1.75% – see details here.

See more of our  Money Saving Tips.

Best Savings Interest Rates