Best Deposit Rates in Irish Banks

Interest rates on Deposit Accounts  in Ireland have been slowly dropping over the past couple of years.

On our page of  the Best  Savings  Rates in Ireland   – you will see that the best available instant access interest rate in the banks  is now just  0.76% from Nationwide UK (Ireland) .  

If you are willing to lock your money away for five years you can get slightly better rates in some state savings products.
The 5  year savings certificate pays 0.98% Tax Free
Or you could go for the 10 year Solidarity Bond which pays 1.5% after taxes .

You have to look online for the best rates :   – at  you can open an account at Polish bank Alior and get 1.4%  on a 12 month fixed rate deposit account. (pre tax ,Min €10k).

If you are lucky enough to have some savings – then you should check if you are getting the best interest rate. Some deposit accounts pay as little as 0.1% a year !  If you had €10000 and moved it to an account paying 1.4% – you could get about €80  extra interest in a year  after the 41% DIRT.

See more of our  Money Saving Tips.

Best Savings Interest Rates