Best Place to Buy US Dollars in Ireland
The Euro to US Dollar exchange rate changes every day – but by comparing the exchange rates offered on a specific day we can get a pretty accurate indicator of where is probably the best place to buy your US Dollars currency in Ireland before you travel to the USA.
Note: If you need to do bank transfers of larger amounts of currency (Euros to Dollars etc ) you should read our article on where to get the Best US Dollar Exchange Rates
Buying US Dollars
We compared the cost in Euros of buying $850 US Dollars cash on August 16th 2019 . We did the comparison using the exchange rates published on the websites of selected banks and currency exchange companies.
The best deal we found for buying US Dollars from the five we checked – was from No1 Currency where it would cost you €785.22 to get $850 USD . They deliver the cash to your home for free as long as your order is worth €750. Delivery is €6 on smaller orders.
(This company has consistently offered the best rate on all our previous comparisons in the last 5 years.)
Home delivery is fully insured – and can be much more convenient than having to pick up the currency.
The worst price we found was from ICE – which was €814.80 for pickup at Dublin Airport. €29 more expensive than No1 currency.
The full list is shown below
One other option to consider for spending whilst abroad is the N26 Bank Account. It is an “online only” bank account based in Germany but authorised by the Central Bank of Ireland to operate here. You will need a smartphone to open the account. The N26 Mastercard debit card has no fees or extra charges when used to make purchases in non Euro currencies – and the exchange rate will be as good as any other Mastercard debit card.
Revolut is a digital payment provider (not a bank) that has a fee-free debit card for spending in foreign currencies. It also allows you to have a UK Sterling account and a Euro account. Revolut is available in Ireland. See a Comparison of Revolut and N26 here
Monese is another UK based app-based payment service available in Ireland, similar to Revolut. It comes with a prepaid Mastercard. Monese has a “Simple” account that has no monthly fees but it has some limits and usage charges on it.
- First €/£200 ATM withdrawals a month are free. Anything over that is charged at 2%
- The first €/£ 2000 a month spending on foreign currency transactions is free – after that, there is a 2% fee.
If you are using an Apple device – you can get the Monese App here
You can sign up for a Monese account on a non Apple device Here
Using an ATM in the USA to withdraw dollars using an Irish debit card is another option – but it can work out a bit more costly. Avoid taking out small amounts at ATMs – because the charges can be high. See our page about ATM Charges Overseas
For larger currency transfers you should read our article on where to get the Best US Dollar Exchange Rates